Mortgages for the Self Employed

Low Rates and Flexible Options for Self-Employed Individuals

As a self-employed individual, securing a mortgage can sometimes feel challenging, especially when tax write-offs reduce your declared income. Traditionally, this has made it difficult to qualify for the mortgage you deserve, but that’s no longer the case.

We work with lenders who offer tailored mortgage solutions for self-employed Canadians, recognizing the unique financial situations that come with self-employment. These lenders understand that many self-employed individuals have legitimate tax deductions that lower taxable income, and they offer flexible programs that don’t require proof of income. Instead, a reasonable estimate of your annual income will be sufficient for mortgage approval.

Whether you’re looking to purchase your first home or refinance, I’m here to help you explore the best options available to you. With access to a variety of lenders who understand your needs, we can help you secure the financing you deserve, often at better rates than the big banks offer.

Let’s discuss your options and find the best solution for your homeownership goals. Call or email today—I’m here to help!